Coverage · Lithuania
Open Banking payment initiation in Lithuania
MVP Payments has live, direct connections to Lithuanian banks. Bring your own PISP licence and initiate payments in Lithuania through one API — with every connection monitored around the clock.
- Status
- Live
- Currency
- Euro (EUR)
- Payment rail
- SEPA Instant Credit Transfer
- Interface standard
- Berlin Group NextGenPSD2
- Regulator
- Bank of Lithuania (Lietuvos bankas)
- Payment services law
- Law on Payments and Law on Payment Institutions of the Republic of Lithuania
How Open Banking payments work in Lithuania
Lithuania matters to PISPs twice over. It is one of the European Union’s busiest licensing jurisdictions for payment and e-money institutions, so many PISPs are authorised by the Bank of Lithuania and passport outwards. And it is a well-developed Open Banking market in its own right, where paying by bank link was normal online long before PSD2.
The retail banking market is concentrated in a small number of banks, most of them part of Nordic and Baltic groups, all implementing Berlin Group NextGenPSD2. Group-level platforms mean the same technical behaviour often appears across Lithuania, Latvia and Estonia — and so do the same incidents.
Lithuania has used the euro since 2015 and payments settle as SEPA Instant Credit Transfers. Baltic banks were early adopters of instant payments, so end-to-end times of a few seconds are the norm.
What you bring
- Authorisation as a payment institution with payment initiation permission — from the Bank of Lithuania, or from another EU or EEA regulator with a passport notification into Lithuania
- eIDAS certificates issued to your firm by a qualified trust service provider — a QWAC to identify you to each bank and a QSealC to sign requests, both carrying the payment initiation role
- Your merchants, your contracts and your compliance framework — the payments run under your licence
What MVP Payments runs
The Lithuanian bank connections
Built and maintained bank by bank, direct to the bank's own interface or the hub it uses — and identified to each bank by your certificates, not ours.
Monitoring, around the clock
Health re-evaluated every five minutes, a dedicated AI agent per bank, and engineers who release the fix. How monitoring works.
The payment journey
One API, a hosted payment page in 20 languages and your merchants' branding, and signed webhooks at every final status. Explore the platform.
Payment initiation in Lithuania: common questions
- Can a PISP licensed in another EU country initiate payments in Lithuania?
- Yes. PSD2 lets a payment institution authorised in one EU or EEA member state provide payment initiation services in another through passporting: you notify your home regulator, which informs the Bank of Lithuania. You do not need a second licence in Lithuania, and your eIDAS certificates are valid across the EU whichever member state issued them.
- We are authorised by the Bank of Lithuania. Can we use MVP Payments in other markets?
- Yes. With passport notifications in place, a Lithuanian payment institution can initiate payments in every EU and EEA market MVP Payments connects to, under its own licence and its own eIDAS certificates. The United Kingdom is outside the passporting regime and needs a separate FCA authorisation.
- Which Open Banking API standard do Lithuanian banks use?
- Lithuanian banks implement Berlin Group NextGenPSD2. Several are part of pan-Baltic or Nordic groups that run one PSD2 platform across countries, with differences by country in account formats and authentication methods.